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Co-operative Banks & Credit Unions

Specialized compliance and audit services aligned with international standards and WOCCU guidelines.

What We Offer

Our Services

Compliance & Internal Audit Consulting

Risk-Based Assessment Programme tailored for Credit Unions/co-ops

AML/CFT & Proliferation Training

Alignment with international standards and WOCCU guidelines

Quality Assurance & Control Audits including model law standards for Credit Unions and PEARLS pre-certification audits

Fraud & Financial Crime Prevention

International Standards

WOCCU Guidelines Alignment

World Council of Credit Unions Standards

We ensure your Credit Union operations align with WOCCU guidelines and international best practices for co-operative financial institutions.

Model Law Standards compliance
PEARLS pre-certification audits
International co-operative principles
Member-focused compliance frameworks

PEARLS Framework:

Protection (Asset Quality)
Effective Financial Structure
Asset Quality
Rates of Return & Costs
Liquidity
Signs of Growth
WOCCU Standards

Specialized Training

Fermidas Pro Training

Credit Union Training Modules:

AML/CFT
Proliferation Prevention
Risk-Based Due Diligence
Fraud & Financial Crime Prevention
Customer Due Diligence
Screening

Tailored for Credit Unions

Our Fermidas Pro platform includes specialised training modules designed specifically for Credit Union operations and member service requirements.

Credit union-specific scenarios
Member-focused compliance training
Co-operative principles integration

Our Process

How We Work

01

WOCCU Alignment Assessment

We evaluate your current alignment with WOCCU guidelines and international standards.

02

Custom Framework Development

Develop tailored compliance frameworks specific to Credit Union operations and member needs.

03

PEARLS Pre-certification

Conduct PEARLS pre-certification audits to prepare for formal certification.

04

Ongoing Support

Provide continuous support and monitoring to maintain compliance excellence.

Ready to align with international standards?

Let's discuss how we can help your Credit Union achieve WOCCU compliance and prepare for PEARLS certification.